The Health Level — Enhancing Financial and Operational Vitality

Helping Entrepreneurs Climb to Sustainable, Transferable Business Value

A successful climb as a small business requires more than a strong foundation—you need to be in peak financial health to tackle the challenges ahead. The Health Level of our Fractional CFO Services focuses on optimizing your business’s operational and financial systems, ensuring you have the tools, insights, and support needed for sustainable growth.

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Your Journey to Improved Financial & Operational Health

Just as climbers prepare for higher altitudes by ensuring physical fitness, your business must achieve operational and financial health before it can grow sustainably. At this stage, our Fractional CFO works with your team to assess, strengthen, and optimize the systems and strategies that drive your business.

From the Past to the Future

While the Foundation Level focuses on historical data and strengthening internal processes, the Health Level focuses on the future. Together, we’ll address key operational areas, improve financial viability, and set your business on the path to sustained growth. Our CFOs dive deep into:

Operational Metrics

Creating and analyzing KPIs, scorecards, and dashboards to monitor performance.

Cost Accounting & Pricing Reviews

Identifying inefficiencies and opportunities for margin improvement.

Capital Structure & Requirements

Forecasting growth needs and ensuring access to sufficient resources.

Key Areas of Focus in the Health Level

1. Budgeting & Forecasting

Effective budgeting and forecasting are essential to achieving financial health. Our Fractional CFO will develop and refine tools like profit-and-loss statements, cash flow models, and balance sheets to give you a clear picture of your financial trajectory.

The DNA Operating Model is central to this process. It evolves as we gain deeper insights into your business, enabling real-time scenario planning and informed decision-making. Key initiatives include:

Budgets and Monthly Reviews
Financial Analysis and FP&A Function
Sales Forecasting and Growth Projections

2. Production & Operations

A financially healthy business depends on operational efficiency. Our Fractional CFO will create and analyze metrics, KPIs, and scorecards to identify opportunities for improvement. This includes:

Cost Accounting & Pricing Reviews: Ensuring accurate cost allocations and competitive pricing.
Margin Analysis: Breaking down profitability by product, service line, or location.
LEAN Processes: Streamlining workflows for greater efficiency.
Operating Systems: Optimizing ERP/MRP and production systems.

3. Banking & Capital Management

Your relationship with your banker is central to your financial health. Our Fractional CFO will work proactively to strengthen these relationships, ensuring you have access to the capital needed for growth. We’ll:

Review bank agreements and covenants.
Address compliance issues and resolve disputes.
Negotiate better terms with lenders.
Forecast growth capital requirements and implement initiatives to meet those needs.

4. Collaborating with Key Health Advisors

Our Fractional CFO will collaborate with key advisors, including health insurance brokers, property/casualty brokers, and employee benefit providers. Together, we’ll:

Identify coverage improvements and cost savings.
Mitigate risks through proactive planning.
Enhance employee benefit offerings to support your team.

What We Help You Achieve at the Health Level

At this stage, we focus on building the tools and strategies necessary for long-term success. Our Fractional CFO will work with you to:

Develop a DNA Operational Model tailored to your business.
Create and refine budgets, forecasts, and financial reviews.
Build and monitor KPIs, metrics, and scorecards.
Optimize internal processes for efficiency and profitability.
Strengthen banking relationships and improve access to capital.
Collaborate with advisors to enhance coverage and reduce costs.

The Barta Business Group Difference

At Barta Business Group, we believe true financial health is about more than balance sheets and forecasts—it’s about empowering business owners to make confident, informed decisions. Guided by our core values of collaboration, integrity, and empowerment, we work with you to ensure your business is in peak financial health, ready to tackle growth and achieve its full potential.

Ready to Enhance Your Business’s Financial Health?

Contact us today to learn how our Fractional CFO Services can help you build a healthier, more resilient business.